Calculator
Coast FIRE
The month you can stop saving and still hit your FI target.
Inputs
Amounts in USD
ECB daily · 2026-08-07
Not reachable
Contributions must continue — target $1,560,245 not reachable by compounding alone.
- FI target at retirement
- $1,560,245
- Months until coast
- —
Formula: First month m where balance × (1+r)^(horizon−m) ≥ FI target · ECB rates 2026-08-07
How this works
Coast FIRE is the point where your portfolio, left untouched, will grow to your FI number by retirement. After that you only need to cover current living costs, not save for FI.
Useful for expats planning a lower-cost retirement abroad while working in a higher-income country today.
Track the real numbers behind these projections — multi-currency, goals and forecasts in one place.
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