Free Tools

Built on the same tested logic as Asset Worth.

FIRE, loans, FX, cost of living and portfolio returns — filter by category when you know what you're after.

Compound Interest Calculator

Project how a lump sum grows with compound interest. See maturity value and total interest for any principal, rate and tenure.

Fixed Deposit Calculator

Calculate fixed deposit maturity value with quarterly, monthly or annual compounding — the same formula Asset Worth uses for FD tracking.

Loan EMI Calculator

Calculate monthly EMI, total interest and payoff schedule for a fixed-rate loan over any term.

Mortgage Refinance Calculator

Compare your current loan to a refinanced offer — including Swedish-style constant principal amortisation and switching fees.

Loan Payoff Calculator

Find when a loan is paid off under your current EMI — or under constant principal amortisation.

Net Worth Calculator

Add up assets and liabilities to get net worth — the same starting point Asset Worth uses before forecasting and goal planning.

FIRE Calculator

Calculate your financial independence number and years to FIRE from current savings, spending and expected returns.

Coast FIRE Calculator

Find when you can stop contributing and still reach financial independence by retirement — Coast FIRE.

Safe Withdrawal Rate Calculator

Model portfolio drawdown after retirement — year-one withdrawal, inflation-adjusted spending and how long the corpus lasts.

XIRR & TWR Calculator

Money-weighted (XIRR) and time-weighted (TWR) returns from a sample portfolio series — the same metrics Asset Worth shows on your dashboard.

Currency Converter

Convert between currencies using the same daily ECB rates Asset Worth uses for multi-currency net worth.

Inflation Calculator

See how inflation erodes purchasing power over time, with per-country rates from Asset Worth’s benchmarks.

Cost of Living Comparison

Compare monthly cost of living across countries with live FX conversion — built on Asset Worth’s country benchmarks.