Calculator

Compound interest

See how a lump sum grows when returns reinvest each period.

Inputs

Amounts in USD

Future value

ECB daily · 2026-08-07

$19,672

A $10,000 deposit at 7.0% for 10 years grows to $19,672.

Principal
$10,000
Total interest
$9,672
Growth multiple
1.97×

Formula: FV = P × (1 + r)^t · ECB rates 2026-08-07

How this works

Compound interest reinvests each period's return, so growth accelerates over time. This calculator uses annual compounding: future value = principal × (1 + rate)^years.

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